Terms of Service
Last updated: April 28, 2026
1. The service
ZeroDay is a personal finance tool to help you track and pay off debt. We provide planning, projection, and informational tools. We are not a financial advisor. Nothing in the app, including AI Coach output, constitutes financial, legal, or tax advice. Decisions about your money are yours alone.
2. Your account
You're responsible for keeping your password secure. You must be 18+ to use ZeroDay. Don't share your account.
3. Trial and billing
New accounts get a 14-day free trial with full access. After the trial, paid features require an active subscription via Stripe. Cancel anytime — your access continues until the current billing period ends.
4. What you can't do
- Reverse-engineer the service or use it to build a competing product
- Resell access
- Submit other people's financial data without their consent
- Use the service to violate any law
5. Data
You own your data. We process it only to run the service. See the Privacy Policy for the full picture. You can delete your account anytime; we delete your data within 24 hours.
6. Disclaimers
The service is provided "as is" without warranty. Calculations, projections, and AI Coach output may contain errors. Verify anything important before making financial decisions. We're not liable for losses arising from use of the service.
7. Changes
We may update these terms occasionally. If a change is material, we'll let you know in-app or by email.
8. Contact
Questions? Email hello@zeroday.app.